Your Financial Partner On Life's Journey
Cheryl Ann Hooks
Empowering families through education and guidance when making financial decisions through "life's journey".
Annuities & Retirement
About three quarters of all single people and half of all couples in the U.S. exhaust their entire life’s savings within one year of starting a nursing home stay. My Carolina Agent is able to provide an array of fixed indexed annuities that have a variety of different wellness benefits designed to help our clients when they need it the most. Interested in more information email CherylHooks@comcast.net
About
My approach
My approach
Cheryl with over 20 years of experience is a financial professional with a kind-hearted companionate approach, making her clients top priority when selecting suitable investments. Her philosophy is to explain investment products both thoroughly and in an easy-to-understand manner. Cheryl utilizes a patience, nurturing, and guidance approa
Cheryl with over 20 years of experience is a financial professional with a kind-hearted companionate approach, making her clients top priority when selecting suitable investments. Her philosophy is to explain investment products both thoroughly and in an easy-to-understand manner. Cheryl utilizes a patience, nurturing, and guidance approach to financial planning. Her goal is to understand concerns and long-term goals in order to add protection an develop a workable strategy.
My approach
My approach
My approach
I believe you can only have true financial peace of mind when you know, without a doubt, you are working with someone who makes the effort to learn who you are, what your goals and dreams may be, and always keeps those as the main focus.
My main "goal" is to make your experience easy to understand and feasible for the long term.
Through ong
I believe you can only have true financial peace of mind when you know, without a doubt, you are working with someone who makes the effort to learn who you are, what your goals and dreams may be, and always keeps those as the main focus.
My main "goal" is to make your experience easy to understand and feasible for the long term.
Through ongoing conversations that help identify "need-based" spending versus "want-based" spending, followed by education, guidance and discussions on the impact of "today's" spending patterns and the success of accomplishing financial security.
Is an annuity right for you?
Is an annuity right for you?
Is an annuity right for you?
Annuities can provide a reliable source of retirement income having multiple sources of income is also important when preparing for retirement. Social Security benefits, 401(k) plans, and traditional defined benefit plans are among the most common income sources, and they can each contribute to meeting the costs of your retirement. Annuit
Annuities can provide a reliable source of retirement income having multiple sources of income is also important when preparing for retirement. Social Security benefits, 401(k) plans, and traditional defined benefit plans are among the most common income sources, and they can each contribute to meeting the costs of your retirement. Annuities are another source of income, and they can help you build a smarter income plan for retirement. The two main types of annuities are fixed annuities and index annuities. Here are some of the key differences between them: Fixed annuities: Known for their stability and guaranteed income, fixed annuities can be a helpful way to safeguard your savings and receive regular monthly payments throughout your retirement. They can also help you diversify your retirement savings without added risk. Index annuities: Like fixed annuities, index annuities offer a reliable lifetime income stream, but they also help hedge against inflation and rising costs in retirement. Providing the ability to invest across asset classes, index annuities offer investment options at low costs with the potential for higher returns. Whether you're just starting to invest for retirement, or looking for ways to optimize your savings, a thoughtful approach can help you achieve your investment goals. Contact me a call at 770-722-1298. We work with several insurance & annuity companies and offer an array of annuity products from several different companies. Together we can select the company you feel most comfortable with and can provide you with income and help you prepare for a confident financial future.
Three Step Process
Is an annuity right for you?
Is an annuity right for you?
INTRODUCTIONS
In our first meeting, we'll get to know each other. We will talk about what it is that you'd like to protect.
BUILDING YOUR PLAN
In our next meeting, we will begin building your plan. We will discuss how to protect your financial future from unexpected life events.
PROACTIVE MANAGEMENT
As life changes, so does your cover
INTRODUCTIONS
In our first meeting, we'll get to know each other. We will talk about what it is that you'd like to protect.
BUILDING YOUR PLAN
In our next meeting, we will begin building your plan. We will discuss how to protect your financial future from unexpected life events.
PROACTIVE MANAGEMENT
As life changes, so does your coverage needs. We will discuss on a regular basis any relevant “life changes” so we can evaluate your current coverage and adjust, if necessary, to ensure that you are always on target to achieve all your goals and objectives.